Data & Analytics - Insight Analytics, Decision Science, Data Science, CRA
Data, analytics and insight is at the heart of what drives Vanquis. Our customers generate hundreds of millions of data points each month. Within each data point lies information that when understood and connected with other pieces of information allows incredible insight to be gathered that we can use to better support our customers and drive commercial value for our shareholders.
The D&A function is split into 4 key areas that help us maintain a world-class business focus on people;
Operating as the centre of excellence for model development the Decision & Data science team boasts statistical analysis, data innovation and credit bureau expertise within Vanquis Bank.
Credit Reference Agencies (CRA) team are responsible for shaping and influencing the management, governance, and utilisation of bureau data within each function of the bank.
The Portfolio Profitbaility Modelling provides the Vanquis business with the effective design, development and maintenance of NPV models and profitability tracking, that impacts across multiple teams, including Finance, Product, Credit Risk, Customer and Data & Analytics
And finally, Data Governance. This team is critical in the design, development, and implementation of the Bank’s Data Governance Framework & driving the data governance culture. They ensure the clear articulation of roles & responsibilities of the Bank’s data owners and stewards.